karl

I know. He posted a snippet that mentioned 'reforms' but what system...any
system...hell the OS you are probably using right now Windows XP has not HAD
to 'reformed' , 'fixed', or adapted to fit a constantly changing
environment.

What Windows XP has been updated like 47 times this year? Does this mean
Windows XP is failure? Hardly, Bill Gates and the good ole boys from
Redmond will tell you their OSes are just fine and dandy and I agree with
them!

As with the NHS. Now I don't know diddly about the NHS other than what I
read about it or hear about. But changing the way it works is not the same
as abolishing it. JS needs to get aquainted with a dictionary.

karl

news:<6b7c8049.0310231153.14ec3d60@posting.google. com>...

news:<fbcaefd.0310230450.4407847a@posting.google.c om>...


Then by JS's definition we have universal coverage NOW......JUST not for everyone?

Why is it JS is so gung ho in allowing his business to deduct in FULL HIS
health insurance premiums BUT for individuals who self-pay this he opposes?
And didn't he notice the true cost of a family health insurance it be a tad
higher?

Oh he would say can't these peasants "Cadillac" Coverage--love that term--so
Underinsure them. More work for the bankruptcy people...oh wait Bush wants
that harder to do too?

karl

news:<6b7c8049.0310231153.14ec3d60@posting.google. com>...

news:<fbcaefd.0310230450.4407847a@posting.google.c om>...


Then by JS's definition we have universal coverage NOW......JUST not for everyone?

Why is it JS is so gung ho in allowing his business to deduct in FULL HIS
health insurance premiums BUT for individuals who self-pay this he opposes?
And didn't he notice the true cost of a family health insurance it be a tad
higher?

Oh he would say can't these peasants "Cadillac" Coverage--love that term--so
Underinsure them. More work for the bankruptcy people...oh wait Bush wants
that harder to do too?

hrubin

Judging from what I have contributed to Medicare, and since
there is no limit on the income taxed for it, he has probably
paid more into the fund than most of those complaining about
greed ever will, including their copayments.

In the presence of an income tax, and in most states a
property tax. there should never be another means test;
this is an additional income tax, and should be recognized
as such, or an additional property tax. The present means
tests amount to close to a 100% income tax on those now
receiving welfare, until they get off, and a high property
tax as well. Replace all welfare with negative income tax,
and there will be much more of an incentive for those on
welfare to improve.
--
This address is for information only. I do not claim that these views
are those of the Statistics Department or of Purdue University.
Herman Rubin, Department of Statistics, Purdue University
hrubin@stat.purdue.edu Phone: (765)494-6054 FAX: (765)494-0558

hrubin

Why should we have "health insurance" as it now is? What
would your automobile insurance premium be if routine
maintenance was covered by it, even with copayments?
We should have MSAs and "major medical" coverage, with
money put into MSAs fully not taxed, as business health
insurance payments are now, but not personal ones. Back
in the "old days", all medical payments were deductible
from income for income tax purposes, without the rather
large present exemption. Of course, then we did not have
the phony standard deduction; you itemized if you paid
income taxes, and until WWII, most did not.

With the current tax laws, if you buy $1000 of insurance,
the amount of income you earn to cover this is about $1700,
because of taxes. Put in MSAs, which can cover any medical
expenses including insurance, and we get back to the lower
figure. You could use MSA money without the overhead of
paying insurance company profits and the clerical costs
involved, and I can see no reason, other than HMOs, etc.,
putting in cut rates to use their facilities, for anything
else other than major medical insurance. Medical costs are
likely to drop by 20%.


--
This address is for information only. I do not claim that these views
are those of the Statistics Department or of Purdue University.
Herman Rubin, Department of Statistics, Purdue University
hrubin@stat.purdue.edu Phone: (765)494-6054 FAX: (765)494-0558

george conklin

Poverty is structural Herman. If there are ***my jobs around, the wages
will be crummy. If there are not enough jobs then there will be welfare.
We have found over the years that those who are on welfare have strong work
values but little opportunity. I'll give you the link when we get the
article up...the author is proofing it right now as we speak.

george conklin

Health is not a consumer durable...that is why. And there are plans for
cars which cover all maintenance.

That is about 1.5 years worth of inflation Herman. After that what? The
system is not going to allow costs to drop.

bettinared

We agree on one thing anyway, we should not have "insurance as it now is."
Bettina

~rita

Health Saboteur

I believe that everything ranging from airplanes to antibiotics could be
sabotaged. Evil doctors had been around for eons, and many migrated to the
United States, and some landed in Michigan. When I look back to compare my
husband's 1982 Cellulitis treatment with his 2003 cellulites treatment, I
dare give a Health Saboteur a definition: A person (drug
prescriber/politician) that would permit false information that would result
in inferior medical treatment. I assume that we all know that more money is
made by surgically removing bacterial-damaged parts than giving the more
effective antibiotics to begin with.

gretchen evans

Without a doubt, Bettina. Simply one more rip off of the individual.

pixie