OT - a bit of good luck

A local insurance agent has been sending me a postcard every month urging me
to call for a quote. Finally I did, since car insurance is coming up for
renewal next week and home owner's in three weeks, I figured, what the heck.

They offered me $20k more coverage on the house and $25k more on the
contents, and the same rate on same coverage on the car, for a lower premium
than my current company!

In news:hdednVdt-pCz1-XYnZ2dnUVZ_q6dnZ2d@centurytel.net,
Pat purred:

I bet that's the kicker - rates will go up.... sooner or later (preferably
sooner, in their eyes).

I am also a bit leery. But if they go up I can just switch back to what I
had before.

Would State Farm stoop that low?

In news:IcOdnbsrdv91zOXYnZ2dnUVZ_tCnnZ2d@centurytel.n et,
Pat purred:

Probably - and so would All State....American Family (my own company)... and
nearly all the insurance companies.

I have has state farm for year here in Florida. Never had a problem in
fact ever 6 months that we don't have a problem we get a discount. I
insured everything with them with max options. Every year my stores receive
a discount. Never had a problem when I had to file claims due to the 2004
hurricanes. They never thought of canceling us

sorry years

Do they have some way of knowing what the other companies are charging you,
so they can come in with a lower quote?

Yes! they would and do!...S.F offers one of the highest rates in Texas...
plus (it has been our experience) you have to fight them with any
claim!>>>The sewer lines backed up (six days AFTER the area had a heavy
rain) and flooded the house, they called it "Act of God" and denied the
claim! Grrrrrr... We went round and round with them....... :-) Liz

Probably! (It's a long way from being my "company of choice".)

How are they on paying claims? (Sometimes there's a REASON
the premiums are lower.)

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2 5th November 07:18 magic mood jeep© External User Posts: 1	OT - a bit of good luck In news:hdednVdt-pCz1-XYnZ2dnUVZ_q6dnZ2d@centurytel.net, Pat purred: I bet that's the kicker - rates will go up.... sooner or later (preferably sooner, in their eyes).

3 5th November 07:18 pat External User Posts: 1	OT - a bit of good luck I am also a bit leery. But if they go up I can just switch back to what I had before. Would State Farm stoop that low?

4 5th November 07:18 magic mood jeep© External User Posts: 1	OT - a bit of good luck In news:IcOdnbsrdv91zOXYnZ2dnUVZ_tCnnZ2d@centurytel.n et, Pat purred: Probably - and so would All State....American Family (my own company)... and nearly all the insurance companies.

5 5th November 07:19 matthew External User Posts: 1	OT - a bit of good luck I have has state farm for year here in Florida. Never had a problem in fact ever 6 months that we don't have a problem we get a discount. I insured everything with them with max options. Every year my stores receive a discount. Never had a problem when I had to file claims due to the 2004 hurricanes. They never thought of canceling us

6 5th November 07:20 matthew External User Posts: 1	OT - a bit of good luck sorry years

7 5th November 07:20 pat External User Posts: 1	OT - a bit of good luck Do they have some way of knowing what the other companies are charging you, so they can come in with a lower quote?

8 5th November 07:21 :-\)liz External User Posts: 1	OT - a bit of good luck Yes! they would and do!...S.F offers one of the highest rates in Texas... plus (it has been our experience) you have to fight them with any claim!>>>The sewer lines backed up (six days AFTER the area had a heavy rain) and flooded the house, they called it "Act of God" and denied the claim! Grrrrrr... We went round and round with them....... :-) Liz

9 5th November 07:22 evelynvogtgamble(divamanque) External User Posts: 1	OT - a bit of good luck Probably! (It's a long way from being my "company of choice".)

10 5th November 07:23 evelynvogtgamble(divamanque) External User Posts: 1	OT - a bit of good luck How are they on paying claims? (Sometimes there's a REASON the premiums are lower.)